It’s the one thing that every homeowner has and hopes they never need: home insurance. To make sure you are always prepared, experts recommend that you keep on hand a complete home inventory. State Farm says that a home inventory can help expedite an insurance claim after theft, damage, or loss. It not only helps in the settlement of a loss or claim, but may also help verify tax-deductible property losses. Before you file this away in your brain as something you don’t have time for, you should know that most insurance companies provide some handy online Home Inventory Checklists, but the fastest, easiest way is a video walkthrough of your home. Document everything with your smartphone and upload the video to the cloud, such as Apple iCloud, Google Drive, or Dropbox, so it’s stored remotely. Supplement your video with documentation. Take photos of receipts, credit card statements, appraisals and other documents. Upload these to the Internet too.
When tragedy strikes, you and your family have enough things to worry about, so put that expensive phone to work and put your family at ease knowing that you are more organized than most! Happy filming!
Your trusted neighborhood specialist at NextHome Central Real Estate,
Robert Gideon II